This website is owned by SBC Insurance Agencies Ltd.  We recognize that many of our website visitors are concerned about the information they provide us, and how we treat that information.  We also recognize our obligation to our customers, community and online visitors to adhere to the highest standards of decency, fairness and integrity in all our operations.  We will collect and use only the necessary information to assess your insurance needs, to apply the underwriting and rating criteria, to issue insurance documents and to settle your claims.  You may withdraw your consent with reasonable notice subject to legal or contractual obligations.  Withdrawal of consent may prevent us from providing you with the requested product or service.  This is in accordance with the Personal Information and Protection of Electronic Documents Act (PIPEDA).